Card Issuing

Launch your branded card program in 8 weeks.

Issue Visa or Mastercard cards funded by digital assets — for your users, your brand, your rules. ClearPayz handles BIN sponsorship, card processing, KYC, settlement, and PCI compliance so you ship in weeks, not years.

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BINKYCProcessingSettlementDisputesLedger

Your brand

•••• 4471

Virtual · Visa · Active

Your brand on top · ClearPayz handles the rest

8 weeks

Time to launch

Visa + MC

Network support

150+

Countries

PCI DSS

Compliant

What it does

White-label branding

Your logo, your app, your card design. Users see your brand at every touchpoint — checkout, statements, and support.

Digital-asset funded

Cards draw from USDT, USDC, or other supported digital assets. Real-time conversion at point of sale with transparent FX.

BIN sponsorship included

No need to negotiate directly with Visa or Mastercard. ClearPayz provides BIN sponsorship and scheme compliance out of the box.

Built-in KYC/KYB

Onboard cardholders with ClearID — identity verification, sanctions screening, and ongoing monitoring integrated from day one.

Virtual and physical cards

Issue instant virtual cards for online spend, or ship physical cards with custom branding and EMV chip security.

Spend controls & limits

Set per-transaction limits, merchant category blocks, geographic restrictions, and velocity rules via API.

How it works

From integration to settlement.

Design

Choose card tier, branding, and spend rules. Our team configures your program within the ClearPayz issuing platform.

Integrate

Connect to the Issuing API — create cardholders, issue cards, manage balances, and handle disputes programmatically.

Onboard

Users complete KYC through ClearID. Approved cardholders receive virtual cards instantly; physical cards ship within days.

Go live

Cards activate and users spend globally. Settlement, reconciliation, and reporting run automatically in the background.

Built for developers

One API. Production-ready.

Issue a virtual card

curl -X POST https://api.clearpayz.com/v1/cards \
  -H "Authorization: Bearer sk_live_..." \
  -H "Content-Type: application/json" \
  -d '{
    "cardholder_id": "ch_abc123",
    "type": "virtual",
    "currency": "USD",
    "spending_limits": {
      "daily": 5000,
      "monthly": 25000
    }
  }'

Why ClearPayz

	Build from scratch	ClearPayz Issuing
Time to launch	12–18 months	8 weeks
BIN sponsorship	Separate negotiation	Included
KYC stack	Build or buy separately	ClearID built-in
PCI compliance	Your responsibility	Handled by ClearPayz
Digital-asset funding	—	✓

FAQ

Questions, answered.

Which card networks do you support?

ClearPayz supports Visa and Mastercard issuing programs. Network availability depends on your target markets and program configuration.

Can users fund cards with stablecoins?

Yes. Cards can be funded with USDT, USDC, and other supported digital assets. Conversion happens in real time at the point of sale.

Do you handle dispute management?

Yes. Chargebacks, disputes, and fraud alerts are managed through the ClearPayz platform with webhook notifications and a dispute API.

What compliance is required to launch?

You'll need KYB verification for your business entity. Cardholder KYC is handled automatically through ClearID during onboarding.

Book a demo

Book a B2B demo

Tell us about volume, corridors, and the rails you're stitching together today. We'll show you what the consolidated stack looks like.

Reply within 1 business day
Solutions engineer + commercial in the first call
NDA-ready architecture and pricing walkthrough

Your card program. Live in 8 weeks.

Book a demo Read the docs